Millions use Earnin to have money before payday. Critics state the application is using them.

Millions use Earnin to have money before payday. Critics state the application is using them.

Millions use Earnin to have money before payday. Critics state the application is using them. The smartphone software allows visitors to already access money they’ve gained before payday. In adverts on Snapchat and Hulu, Earnin makes a pitch to those who require cash straight away: as a swap, Earnin encourages users in the application to…